Common Questions
Financing questions, answered.
Will applying hurt my credit score?+
No. All five Reviv financing partners — Allē Payment Plans, PatientFi, Cherry, CareCredit, and Alphaeon — use a soft credit inquiry to check eligibility. A soft inquiry does not impact your credit score. A hard inquiry only occurs if you choose to accept and finalize a financing offer.
Can I use financing for any treatment at Reviv Beauty?+
Yes. Every service at Reviv is eligible — Botox, Juvederm fillers, Radiesse+, Bellafill, Liquid BBL, Skinvive, microneedling, peels, Wegovy/Zepbound, peptide therapy, IV drips, SkinMedica skincare. PatientFi, Cherry, CareCredit, and Alphaeon work on every treatment. Allē Payment Plans cover the Allergan family (Botox, Juvederm, Kybella, SkinMedica, Skinvive).
What is PatientFi and how is it different?+
PatientFi is Reviv’s newest financing partner, and two things set it apart: there’s no down payment — you get treated now and your first payment isn’t due until about 30 days after your visit — and your approval stays valid for 120 days, so you can apply today and treat when you’re ready. The application takes about 90 seconds on your phone with a soft credit check only, and 0% APR plans run up to 12 months.
How long does approval take?+
Most applications approve in 60–90 seconds. You'll see your credit limit and terms immediately. Apply on your phone in the lobby and book your treatment the same day.
What if I'm declined for one option?+
Each partner uses different criteria. If one declines, you may still qualify for another. Cherry has the highest approval rates in aesthetics — try it first. PatientFi, CareCredit, and Alphaeon each use different underwriting, so a decline from one doesn’t rule out the others. Our front desk walks you through alternatives.
Can I combine financing with Allē Rewards?+
Yes — and this is unique to Allē Payment Plans. Finance an Allergan treatment through Allē, and you automatically earn Allē Rewards points on the financed amount. You can also redeem existing Allē points to reduce the financed total. Allē is the only option that lets you save while you pay.
Does Reviv offer in-house payment plans?+
No — and intentionally. Third-party financing offers stronger consumer protection, true 0% APR options, and more flexibility than any in-house plan we could build.
What's the difference between Cherry and CareCredit?+
Cherry is purpose-built for aesthetics — highest approval rates, no hard credit check at application, simpler if you're only financing Reviv. CareCredit is a reusable healthcare card accepted at 260,000+ providers (dentists, vets, optometrists). Use CareCredit if you want one card across healthcare providers.
Can I finance medical weight loss programs?+
Yes. Wegovy and Zepbound monthly Rx subscriptions are eligible for all financing options. For multi-month commitments, Alphaeon often works best due to higher credit limits (up to $25,000).
Are there minimum amounts to qualify for 0% APR?+
Allē requires $200 minimum for 0% APR. Cherry has no minimum. PatientFi’s shorter 0% plans have no set minimum, while its 12-month 0% plan applies to treatments of $4,000+. CareCredit promotional 0% APR is typically tied to specific 6/12/18/24-month windows depending on purchase amount. Alphaeon offers 0% APR on qualifying treatments above $1,000.
Can I pay off my financed treatment early?+
Yes — all five partners allow early payoff with no prepayment penalty. Pay off your balance before the 0% APR window ends and you avoid all interest. The smart play: take the 12-month plan, pay it off in 6–9 months.
